Business Lending

Business lending requires a specific set of skills and a thorough knowledge of economic and business cycles. Our commercial Lending staff has 75 years of direct business lending experience and understands the needs of:

• Manufacturers
• Service Businesses
• Retailers / Wholesalers
• Professional Practitioners
• Not-For-Profit Corporations

What you may need:

• Personal Financial Statement (Excel Version)
• Personal Financial Statements (pdf Fillable Version)
• 3 Years Business & Personal Tax Returns
• Entity Documentation & Certificate of Existence

Our Commercial Lending staff will provide you with a quick response to your financing request as all lending decisions are made locally. We offer competitive interest rates and we can design payment terms to match cash flow.

Credit products and services available include:

• Revolving or Seasonal Lines of Credit
• Term Loans for Equipment 
• Commercial Real Estate Mortgages for Expansion or Acquisition
• Commercial Letters of Credit
• SBA 7a guaranteed loans 
• SBA 504 program loans in conjunction with the Indiana Statewide Certified Development Corporation. 

Deposit products and services include:

• Commercial Checking accounts
• Commercial Savings Accounts / Certificate of Deposit
• Full ACH debit/credit capabilities
• Electric Federal Tax Payment System (EFTPS)
• Remote Banking 
• Merchant Card Services 
• Wires

*Transactions restricted by the Unlawful Internet Gambling Enforcement Act (UIGEA) are prohibited from being processed through any commercial account. You may not use your commercial account(s) for any illegal purpose, including the origination, receipt, or processing of illegal internet gambling transactions.